Committee Information

Risk Committee

The Risk Committee is composed entirely of independent directors.

Purpose and Responsibilities

The purpose of the Risk Committee (which is detailed fully in its Charter) is to assist the Board in its oversight responsibilities relating to the company’s enterprise risk management policies and the related risk profile, including but not limited to the following major risk exposures: credit risks, market risks, insurance risks, housing risks, operational risks, model risks, and any other risk that poses a material threat to the viability of the company.

Risk Documents


The Risk Committee members are:

Debra J. Perry*
G. Kent Conrad*
Howard D. Mills, III*
Ramsey D. Smith*

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Tim Owens – Investor Relations

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